Low RiskMutual Funds (Debt)
6-8% p.a.
Stable returns with professional fund management. Ideal for conservative investors.
Start from ₹500/month via SIP
Medium RiskEquity Mutual Funds
12-15% p.a.
Market-linked growth through diversified stock portfolios and sector funds.
Start from ₹500/month via SIP
Low RiskGovernment Bonds
7-7.5% p.a.
Sovereign gold bonds, treasury bills, and state development loans for safety.
Minimum ₹1,000
High RiskDirect Equity (Stocks)
15-25% p.a.
Direct stock market investing with research reports and expert advisory support.
Minimum ₹5,000
Medium RiskReal Estate (REITs)
8-12% p.a.
Real estate investment trusts for rental income + capital appreciation without buying property.
Start from ₹500
Low RiskNPS (National Pension)
9-11% p.a.
Tax-saving retirement corpus with equity + debt mix and annuity options.
₹500/year minimum